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Marine insurance products
Additional marine coverage

We pride ourselves on protecting classic boats by offering these innovative coverage enhancements.*

A man steers his boat and looks out over a calm and colorful sunset.

Consequential damage

All coverage is subject to the Exclusions section of the policy. However, for certain types of excluded losses, resultant damage caused by any collision, explosion, fire, sinking or stranding is covered. For example, damage to a rudder caused by wear and tear is excluded. However, if the damaged rudder causes you to suffer a collision, the resulting collision is covered.**

Spare parts and tools

We will pay up to $750 for covered loss or damage to your spare parts and tools, while on your boat. Coverage is subject to a deductible of $25.

Trip interruption

We will pay up to $500 for reasonable and temporary out-of-pocket expenses for transportation, lodging, and meals in the event of a covered loss or damage to your Boat. Reimbursable expenses include pre-paid slip rental fees or registration fees at classic boat events.

Coverage applies only if the loss or damage occurs more than 50 miles from your boat’s customary storage or mooring location and it is withdrawn from use for at least 24 hours.

Valuable papers coverage

We will pay up to $250 for covered loss or damage to valuable papers and records for your boat or out-board motor, including (but not limited to) owner’s handbooks, catalogues, parts or service manuals or sales literature.

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* Only your policy and its endorsements include a complete description of the coverage provided under the policy. The enhancements shown above do not apply to all vessels. Restrictions apply based on the vessel type, age, and length. All coverage is subject to the provisions of the Value-Added Endorsement.

** Consequential Damage coverage does not apply to Cruisers, Sailboats, and Classic Fiberglass boats 26 feet in length or greater or model year 1980 or newer.